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So here's the situation:
Own: 2007 Chev Cobalt, $15000 left to pay on it (over 36 months), 53500km.
Want: 2010 Hyundai Genesis Coupe
They're offering: $490 per month for 60 months with ~$9000 left at the end of the 60 months. The $9000 residual can be paid over 24 months following the 60 month period (so its a 60/84 payment plan).
Question: Is this a good deal? I've talked to some people and on one hand they say 'yes because you'll have a new car' but on the other hand they say 'no because you can pay off the Cobalt in 3 yrs and then you're free and clear of it'.

Any advice would be appreciated. I love the Genesis and am sick of the Cobalt. Plus I don't trust everything going on with GM right now, while Hyundai is on top of the automotive world.

Thanks!